Refinance your mortgage to

Feel like you’ve been taken advantage of by your current mortgage lender? Or just want a better deal? Congratulations, you've found
the right place for mortgage refinancing. We're not a bank, but the place where knowledgeable homeowners find a better deal and a better
experience. Join the party – it's quick and easy!

Owner Occupied


% PA

Variable Rate

% PA

Comparison Rate



% PA

Variable Rate

% PA

Comparison Rate

Rates shown apply to Low Rate Home Loan Owner Occupier loans of up to 60% LVR. See our Investment loans here. See all rates here.

and charges

Valuation †
plus legal
+ legal

Calculator disclaimer

The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.


  • Up to 2 applicants (over 18 years old)
  • Australian/New Zealand citizens or permanent residents living in Australia
  • A good credit history
  • Buying or refinancing an established property (not off the plan or construction)

Get a home loan pre-approval

Make an offer with confidence, with a home loan pre-approval from!
Try our quick and easy online pre-approval tool, which can give you pre-approval
in as little as 20 minutes. Get started
You can learn more about how pre-approval works here.
How does it work

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Need to know:

Terms and condition and credit criteria apply. *Government charges apply. Third party charges may also apply. ^The comparison rate is based on a loan amount of $150,000 over 25 years with fees and charges payable. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Interest rates are effective from 23 September 2021 and are subject to change, you can view all our rates here.
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Scheduled system maintenance
Due to a planned technical systems update, our “Online Application” form will not be available on Wednesday 24th November from
9:45pm – 10:15pm AEST.

We apologise for any inconvenience caused.
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