Flexibility and understanding
At homeloans.com.au we understand that being self-employed, your financial statements may not be up-to-date or
representative of your business' current performance, or your financial situation may be complex.
Our Options home loan offers a range of alternatives to the usual financial statements required by most lenders, including an
accountant’s verification, Business Activity Statements or business bank statements.
representative of your business' current performance, or your financial situation may be complex.
Our Options home loan offers a range of alternatives to the usual financial statements required by most lenders, including an
accountant’s verification, Business Activity Statements or business bank statements.
Owner Occupied
From
3.74
%
PA
Variable Rate
3.74
%
PA
Comparison Rate^
Investment
From
3.89
%
PA
Variable Rate
3.89
%
PA
Comparison Rate^
Rates shown apply up to and including 70% LVR with Principal & Interest repayments. See all rates here. Further information below.
Options home loan features
- No monthly or annual fees
- 100% offset account
- Unlimited additional repayments
- Free online redraw
- Visa™ Loan Access Card
- Customer Benefits Program
- A new tree planted on your behalf
- No Lender's Mortgage Insurance
Fees and charges
$0
Upfront fees
$0
Ongoing fees
$0
Exit fees
*Government charges apply. Third party charges may also apply
Availability
- Owner occupiers or investors (loan purpose affects rates)
- Loans between $100K and $2M
- Loans up to 80% of the value of the property (LVR affects max. loan size and rates)
- Income verified by applicant declaration AND either accountant’s verification OR Business Activity Statements OR business bank statements
- Buying or refinancing an established (not off the plan or construction) residential property
- Australian/New Zealand citizens or permanent residents living in Australia
- A good credit history
