Flexibility and understanding
At homeloans.com.au we understand that being self-employed, your financial statements may not be up-to-date or
representative of your business' current performance, or your financial situation may be complex.
Our Options home loan offers a range of alternatives to the usual financial statements required by most lenders, including an
accountant’s verification, Business Activity Statements or business bank statements.
representative of your business' current performance, or your financial situation may be complex.
Our Options home loan offers a range of alternatives to the usual financial statements required by most lenders, including an
accountant’s verification, Business Activity Statements or business bank statements.
Owner Occupied
From
3.24
%
PA
Variable Rate
3.33
%
PA
Comparison Rate
Investment
From
3.39
%
PA
Variable Rate
3.48
%
PA
Comparison Rate
Rates shown apply up to 70% LVR with Principal & Interest repayments. See all rates here. Further information below.
Options home loan features
- No monthly or annual fees
- 100% offset account
- Unlimited additional repayments
- Free online redraw
- Visa™ Loan Access Card
- Customer Benefits Program
- A new tree planted on your behalf
- No Lender's Mortgage Insurance (risk fee applies)
Fees and charges
$0
Application
$0
Valuation †
$0
Annual
$300
plus legal
+ legal
Discharge
Risk fee applies - speak to one of our Lending Specialists
Availability
- Owner occupiers or investors (loan purpose affects rates)
- Loans between $100K and $1.5M
- Loans up to 80% of the value of the property (LVR affects max. loan size and rates)
- Income verified by applicant declaration AND either accountant’s verification OR Business Activity Statements OR business bank statements
- Buying or refinancing an established (not off the plan or construction) residential property
- Australian/New Zealand citizens or permanent residents living in Australia
- A good credit history
Credit issues in the past?
No worries. Our Flex Home Loan is designed for those who've been pushed off course by one of life's unplanned events and
is also available for self-employed borrowers without a clear-cut financial position.
Speak to one of our Lending Specialists about how we can help.
is also available for self-employed borrowers without a clear-cut financial position.
Speak to one of our Lending Specialists about how we can help.