Interest Rate Update

Following the RBA cash rate decision, our home loan variable interest rates are increasing by 0.25%p.a. from 17 May 2022.
Customers should expect to receive a letter in the mail which will include the new details of their interest rate and minimum repayments.

Refinance to

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Principal & Interest


3.14 % PA

Variable Rate

3.14 % PA

Comparison Rate^

Interest Only


3.44 % PA

Variable Rate

3.24 % PA

Comparison Rate^

Rates shown apply to Low Rate Home Loan Owner Occupier loans of up to and including 60% LVR. See our Investment loans here. See all rates here.

and charges

Upfront fees
Ongoing fees
Exit fees
*Government charges apply. Third party charges may also apply

Calculator disclaimer

The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.


  • Up to 2 applicants (over 18 years old)
  • Australian/New Zealand citizens or permanent residents living in Australia
  • A good credit history
  • Buying or refinancing an established property (not off the plan or construction)

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Need to know:

Terms and condition and credit criteria apply. *Government charges apply. Third party charges may also apply. ^The comparison rate is based on a loan amount of $150,000 over 25 years with fees and charges payable. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Interest rates are effective from 21 July 2022 and are subject to change, you can view all our rates here.
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