Low rates!

No upfront, ongoing or exit fees!*

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Finance your home with
homeloans.com.au


Congratulations, you've found the right place to finance your property purchase. We're not a bank, but the place where knowledgeable
Australians find smart, flexible and cost-effective home loan solutions. Join the party – it's quick and easy!
Discover a loan made for you in minutes with our fast and secure online application.
‍

Principal & Interest

From

5.64
%
p.a.

Variable Rate

5.64
%
p.a.

Comparison Rate^

Interest Only

From

5.94
%
p.a.

Variable Rate

5.94
%
p.a.

Comparison Rate^

‍

Rates shown apply to Low Rate Home Loan Owner Occupier loans of up to and including 60% LVR. See our Investment loans here. See all rates here.

‍

Fees
and charges*

0
$

Application fees

0
$

Ongoing fees

0
$

Exit fees

Eligibility check

‍

  • Up to 2 applicants (over 18 years old)
  • Australian/New Zealand citizens or permanent residents living in Australia
  • A good credit history
  • Buying or refinancing an established property (not off the plan or construction)

Why our customers

love us

Georgina
homeloans.com.au just get it

As a very happy existing customer I get all the benefits of a new customer. All homeloans customers get the Fair Go guarantee, which means all customers get the same rate - new or existing. In the market for a home loan check you must consider homeloans.com.au.

Suneeth R
Awesome experience so far

After having challenges with another bank, I approached Resimac to get a home loan. They went above and beyond to work loan through the bank's processes and kept me up to date at every step of the way. The loan was fairly time sensitive and they looked at every available option to get the loan approved, docs issued and settled. I was very happy with the timely result and flexibility offered. I wouldn't hesitate using Resimac again. Well done - 10 out of 10!

Minh H
They dropped my rate

What a great surprise to find out they have dropped my rate. Great lender. Ever since I switched from St George Bank I have never been happier. Keep up the great work. Highly recommend this online bank.

Acknowledgement of country

homeloans.com.au acknowledges and pays respect to the past, present and future Traditional Custodians and Elders of this nation and the continuation of cultural, spiritual and educational practices of Aboriginal and Torres Strait Islander peoples.

Talk to us

Get in touch

Call 1800 111 001

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Need to know:

Terms and conditions and credit criteria apply. *Government and third party charges apply. ^The comparison rate is based on a loan amount of $150,000 over 25 years with fees and charges payable. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Interest rates are effective from 28 August 2025 and are subject to change, you can view all our rates here.