First home buyer

Flexibility and understanding

Get your dream start
with homeloans.com.au


Are you ready to claim a place you can truly call your own? You’ve come to the right place.
We understand that as a first home buyer, you have unique concerns and considerations. This is why we offer a full suite of solutions to help you buy your very own slice of paradise, whether you’re self-employed, have a clean credit history, have a deposit of less than 10%, or your deposit includes money from a gift, inheritance, or a first home owner’s grant.

  • Low Rate Home Loan - for borrowers with a good credit history who can fully verify their income and demonstrate a history of saving for a deposit or making rental payments.

Why choose
homeloans.com.au?

All our loans offer great features that help you pay it off sooner, including offset accounts, extra repayments and redraw funds. Our loans are fully funded by our parent company (Resimac Group Ltd), which has over 35 years of experience delivering a diverse range of home finance solutions and was recently recognised as Australia’s best non-bank lender.

Low rates

Super-competitive rates for the life of the loan for a range of borrower situations

$0 homeloans.com.au fees

No Application, Ongoing or Exit fees*

Fair Go Guarantee

We offer the same great rates to new and existing customers

Efficient, online process

Online process that lets you work at your own pace

An amazing team

Australian-based Lending Specialists who provide a service that our customers rave about

Help plant trees

Have your say on our community tree planting projects

Our loans
help the environment

When you take a loan with homeloans.com.au, you are supporting a business that helps plant trees across Australia. We are working with non-profit group Carbon Positive to support community tree planting projects. Our parent company’s earlier initiatives have helped plant more than 40,000 trees over 10 years.

Why our customers

love us

Georgina
homeloans.com.au just get it

As a very happy existing customer I get all the benefits of a new customer. All homeloans customers get the Fair Go guarantee, which means all customers get the same rate - new or existing. In the market for a home loan check you must consider homeloans.com.au.

Suneeth R
Awesome experience so far

After having challenges with another bank, I approached Resimac to get a home loan. They went above and beyond to work loan through the bank's processes and kept me up to date at every step of the way. The loan was fairly time sensitive and they looked at every available option to get the loan approved, docs issued and settled. I was very happy with the timely result and flexibility offered. I wouldn't hesitate using Resimac again. Well done - 10 out of 10!

Minh H
They dropped my rate

What a great surprise to find out they have dropped my rate. Great lender. Ever since I switched from St George Bank I have never been happier. Keep up the great work. Highly recommend this online bank.

Acknowledgement of country

homeloans.com.au acknowledges and pays respect to the past, present and future Traditional Custodians and Elders of this nation and the continuation of cultural, spiritual and educational practices of Aboriginal and Torres Strait Islander peoples.

Talk to us

Get in touch

Call 1800 111 001

We can call you

Request a call back

Ask a question

Send us a message