First home buyer
Flexibility and understanding



Get your dream start
with homeloans.com.au
Are you ready to claim a place you can truly call your own? You’ve come to the right place.
We understand that as a first home buyer, you have unique concerns and considerations. This is why we offer a full suite of solutions to help you buy your very own slice of paradise, whether you’re self-employed, have a clean credit history, have a deposit of less than 10%, or your deposit includes money from a gift, inheritance, or a first home owner’s grant.
- Low Rate Home Loan - for borrowers with a good credit history who can fully verify their income and demonstrate a history of saving for a deposit or making rental payments.
Why choose
homeloans.com.au?
All our loans offer great features that help you pay it off sooner, including offset accounts, extra repayments and redraw funds. Our loans are fully funded by our parent company (Resimac Group Ltd), which has over 35 years of experience delivering a diverse range of home finance solutions and was recently recognised as Australia’s best non-bank lender.
Low rates
Super-competitive rates for the life of the loan for a range of borrower situations
$0 homeloans.com.au fees
No Application, Ongoing or Exit fees*
Fair Go Guarantee
We offer the same great rates to new and existing customers
Efficient, online process
Online process that lets you work at your own pace
An amazing team
Australian-based Lending Specialists who provide a service that our customers rave about
Help plant trees
Have your say on our community tree planting projects
Our loans
help the environment
When you take a loan with homeloans.com.au, you are supporting a business that helps plant trees across Australia. We are working with non-profit group Carbon Positive to support community tree planting projects. Our parent company’s earlier initiatives have helped plant more than 40,000 trees over 10 years.

Why our customers
love us
Acknowledgement of country
homeloans.com.au acknowledges and pays respect to the past, present and future Traditional Custodians and Elders of this nation and the continuation of cultural, spiritual and educational practices of Aboriginal and Torres Strait Islander peoples.
