Who is

homeloans.com.au is an award-winning provider of flexible and competitive home loans for all walks of life, whether you’re a first home buyer, investor, or self-employed, or you’re looking to up-size or down-size. We are a wholly owned subsidiary of Resimac Group Ltd ("Resimac", ASX code RMC), a leading non-bank lender in Australia and New Zealand, established in 1985 and recognised as Non-Bank of the Year at the 2020 Australian Mortgage Awards. For more information about our parent company, Resimac, visit resimac.com.au

Fair Go Promise

homeloans.com.au is proud to provide Australians with an alternative to the old banking establishment, with smart, cost effective and transparent home loan solutions.

We believe that everyone deserves a Fair Go, and it is our promise to treat new and existing customers fairly.

This is why we offer our Fair Go Guarantee, which means customers will never pay a higher interest rate than what we’re offering to new customers on like-for-like loans.

It’s also why we offer our Fair Go Rates, which we continually monitor to ensure they are among the fairest and most competitive home loan interest rates on the market.

And it’s why we insist on Fair Go Fees, which is where we’ve ditched unfair fees like upfront, ongoing and exit fees.

We value our customers and are constantly on the lookout for ways to reward their loyalty.

These are not standard big bank practices, but then again, we’re not a bank. And that’s a good thing!

Why choose

All our loans offer great features that help you pay it off sooner, including offset accounts, extra repayments and redraw funds. Our loans are fully funded by our parent company (Resimac Group Ltd), which has over 35 years of experience delivering a diverse range of home finance solutions and was recently recognised as Australia’s best non-bank lender.

Get started

To find out if you are eligible or to begin the process, click the buttons below. Using our fast, online application you can start,
stop, save and continue whenever you like!

A new tree for
every home loan

When you take out a loan with homeloans.com.au, you're also helping to reduce greenhouse gases in the atmosphere through a new tree we plant on your behalf. This one tree will offset 120 kilograms of carbon from Earth's atmosphere over its lifetime. This program is an important part of our DNA, and we're committed to working hand-in-hand with our customers to help create a better future for our planet. Our parent company has planted more then 40,000 trees in the Australian Wheatbelt region, offsetting more than nearly 5,000 tonnes of carbon emissions!

Talk to us

panel clost button

Customer login

Get access to your accounts online.

Continue application

Login and complete your application.

Scheduled system maintenance
Due to planned server maintenance, our “Online Application” form will not be available on Sunday 27th February between 2:00am and 6:00am AEDT.

We apologise for any inconvenience caused.
Cookies help us improve your website experience.
By using our website, you agree to our use of cookies.