Receive pre-approval

in minutes!

Get a home loan pre-approval

Make an offer with confidence, with a home loan pre-approval from homeloans.com.au!
A home loan pre-approval enables you to you make an offer on a property up to a specified amount. The benefit of a pre-approval is that you can quickly get a good idea of how much you’re eligible to borrow, without affecting your credit position, and without having to go through the longer process of verifying your income and providing supporting documents. When you've found the property you want, we'll then formally assess the loan. Speak to one of our Lending Specialists on 1800 111 001.

How does it work?

SUBMIT

Provide us with your details using our quick, simple and secure process

APPROVE

We'll either approve your application or contact you to put on the finishing touches

FINALISE

You sign, we finalise! If it's a refinance we'll contact your current lender and make all the arrangements

SETTLE

Congratulations! Your new loan settles and you're part of the homeloans.com.au family

Our team of Australian-based Lending Specialists are available to assist you, so if you need to talk to us at any stage throughout the process please don't hesitate to get in touch.

Why our customers

love us

Georgina

homeloans.com.au just get it

As a very happy existing customer I get all the benefits of a new customer. All homeloans customers get the Fair Go guarantee, which means all customers get the same rate - new or existing. In the market for a home loan check you must consider homeloans.com.au.

Suneeth R

Awesome experience so far

After having challenges with another bank, I approached Resimac to get a home loan. They went above and beyond to work loan through the bank's processes and kept me up to date at every step of the way. The loan was fairly time sensitive and they looked at every available option to get the loan approved, docs issued and settled. I was very happy with the timely result and flexibility offered. I wouldn't hesitate using Resimac again. Well done - 10 out of 10!

Minh H

They dropped my rate

What a great surprise to find out they have dropped my rate. Great lender. Ever since I switched from St George Bank I have never been happier. Keep up the great work. Highly recommend this online bank.

Acknowledgement of country

homeloans.com.au acknowledges and pays respect to the past, present and future Traditional Custodians and Elders of this nation and the continuation of cultural, spiritual and educational practices of Aboriginal and Torres Strait Islander peoples.

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Need to know:

Terms and conditions and credit criteria apply. *Government and third party charges apply. ^The comparison rate is based on a loan amount of $150,000 over 25 years with fees and charges payable. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Interest rates are effective from 28 August 2025 and are subject to change, you can view all our rates here.