Flexibility and understanding
If you have a history of managing your finances well but have been thrown off course by one of life's unplanned events, we
understand and we're here to help. The homeloans.com.au Flex home loan is an affordable and attainable pathway to
achieve your current and future financial goals.
understand and we're here to help. The homeloans.com.au Flex home loan is an affordable and attainable pathway to
achieve your current and future financial goals.
Owner Occupied
From
3.34
%
PA
Variable Rate
3.43
%
PA
Comparison Rate
Investment
From
3.49
%
PA
Variable Rate
3.60
%
PA
Comparison Rate
Rates shown apply up to 70% LVR with Principal & Interest repayments. See all rates here. Further information below.
Flex home loan features
- No monthly or annual fees
- 100% offset account
- Unlimited additional repayments
- Free online redraw
- Visa™ Loan Access Card
- Customer Benefits Program
- A new tree planted on your behalf
- No Lender's Mortgage Insurance (risk fee applies)
Fees and charges
$0
Application
$0
Valuation †
$0
Annual
$300
plus legal
+ legal
Discharge
Risk fee applies - speak to one of our Lending Specialists
Availability
- Owner occupiers or investors (loan purpose affects rates)
- Loans between $100K and $1.5M
- Loans up to 90% of the value of the property (LVR affects max loan size and rates)
- Buying or refinancing an established (not off the plan or construction) residential property
- Debt consolidation (including ATO debts), cash or business purposes
- Australian/New Zealand citizens or permanent residents living in Australia
Are you self employed?
No worries. Our Flex home loan has an 'Alt Doc' loan for self-employed applicants whose financial statements may not be up-to-date or representative of current business performance, or with a complex financial situation.
Speak to one of our Lending Specialists about how we can help.
Speak to one of our Lending Specialists about how we can help.