Get your dream start with homeloans.com.au
Are you ready to claim a place you can truly call your own? You’ve come to the right place.
We understand that as a first home buyer, you have unique concerns and considerations. This is why we offer a full suite of solutions to help you buy your very own slice of paradise, whether you’re self-employed, have a clean credit history, or you’ve been impacted by one of life’s short-term setbacks. We can also help if you’ve saved a deposit of less than 10%, or your deposit includes money from a gift, inheritance, or a first home owner’s grant.
We understand that as a first home buyer, you have unique concerns and considerations. This is why we offer a full suite of solutions to help you buy your very own slice of paradise, whether you’re self-employed, have a clean credit history, or you’ve been impacted by one of life’s short-term setbacks. We can also help if you’ve saved a deposit of less than 10%, or your deposit includes money from a gift, inheritance, or a first home owner’s grant.
- Low Rate Home Loan – for borrowers with a good credit history who can fully verify their income and demonstrate a history of saving for a deposit or making rental payments.
- Quickstart Home Loan – for borrowers who need flexibility when it comes to their deposit.
- Options Home Loan – a loan typically for self-employed borrowers without a clear-cut financial position.
- Flex Home Loan – a loan that helps borrowers whose credit position has been impacted by one of life's unplanned events to help get back on track.
Why choose
homeloans.com.au?
All our loans offer great features that help you pay it off sooner, including offset accounts, extra repayments, and redraw funds. Our loans are fully funded by our parent company (Resimac Group), which has 35 years of experience delivering a diverse range of home finance solutions and was recently recognised as Australia’s best non-bank lender.
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Quick and easy
Online process that lets you work at your own pace (even if that's real fast!)
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No ongoing fees
Because we know that's important to you
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Low rates
Super-competitive rates for the life of the loan for a range of borrower situations
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An amazing team
Australian-based Lending Specialists (Who provide a service that our customers rave about)
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A tree planted
A tree planted for every new home loan
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100% offset
We allow additional repayments and redraw
A new tree for every home loan
When you take out a loan with homeloans.com.au, you're also helping to reduce greenhouse gases in the atmosphere through a new tree we plant on your behalf. This one tree will offset 150 kilograms of carbon from Earth's atmosphere over its lifetime. This program is an important part of our DNA, and we're committed to working hand-in-hand with our customers to help create a better future for our planet. Our parent company has planted more then 35,000 trees in the Australian Wheatbelt region, offsetting more than five million kilograms of carbon emissions!
Why our customers
love us
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Five Star Service
Not only did I receive an excellent rate, in addition to an offset account for each loan, I was thoroughly impressed with the customer service I received! I refinanced 3 loans and purchased a 4th all during the same account opening process. My annual savings will exceed 7k, so I am well impressed!
kneillWe are very pleased with the service and competitive rate
homeloans.com.au communicated well with every step in the process to refinance our loan and now we are looking to obtain another loan. When we spoke to the lender we are discharging from, they told us we wouldn't get a good service elsewhere - We achieved a better rate and service with homeloans.com.au.
M_and_RExcellent service
homeloans.com.au have a great rate and 100% off set account. Their rate is 0.5% lower than my current bank loan rate. I received an excellent service from homeloans.com.au. Loan process was so fast and everything went very well. I highly recommend them.
Saman Perera
Reviews sourced from productreview.com.au. See all reviews here
Get a home loan pre-approval
Make an offer with confidence, with a home loan pre-approval from
homeloans.com.au!
Try our quick and easy online pre-approval tool, which can give you pre-approval
in as little as 20 minutes. Get started
You can learn more about how pre-approval works here.
How does it work
Try our quick and easy online pre-approval tool, which can give you pre-approval
in as little as 20 minutes. Get started
You can learn more about how pre-approval works here.
How does it work
