Get your foot in the door faster
At homeloans.com.au, we know that saving for your first home can be challenging.
This is why we accept deposits of as little as 5% from multiple sources (including first home owner’s grants and the Bank of Mum and Dad),
and we can also increase your buying power by up to $130,000 compared to other 5% deposit home loans.*
This is why we accept deposits of as little as 5% from multiple sources (including first home owner’s grants and the Bank of Mum and Dad),
and we can also increase your buying power by up to $130,000 compared to other 5% deposit home loans.*
Owner Occupied
From
3.59
%
PA
Variable Rate
3.59
%
PA
Comparison Rate^
Investment
From
N/A
%
PA
Variable Rate
N/A
%
PA
Comparison Rate^
Rates shown apply up to 90-95% LVR without genuine savings as a deposit. Where genuine deposit savings apply, see our Low Rate Home Loan.
Quickstart home loan features
- No monthly or annual fees
- 100% offset account
- Unlimited additional repayments
- Free online redraw
- Visa™ Loan Access Card
- Customer Benefits Program
- A new tree planted on your behalf
Fees and charges
$0
Upfront fees
$0
Ongoing fees
$0
Exit fees
*Government charges apply. Third party charges may also apply
Availability
- Loans up to 95% (plus LMI up to max 98%^) of the value of the property
- Buying or refinancing an established (not off the plan or construction) residential property
- Australian/New Zealand citizens or permanent residents living in Australia
- A good credit history
Note: If you’ve saved more than 5%, or your deposit is from ‘genuine savings’,
you may be eligible for our Low Rate Home Loan
