Flexibility and understanding
At homeloans.com.au we know that saving for your first home can be challenging.
This is why we offer flexibility over how you save for a deposit for your first home. Whether you haven’t managed to save a 5% deposit, or
your deposit comes from a gift, inheritance or a first home owner’s grant (in which case, it isn’t classified as ‘genuine savings’), our Quickstart product can get you into your new home sooner than you think!
This is why we offer flexibility over how you save for a deposit for your first home. Whether you haven’t managed to save a 5% deposit, or
your deposit comes from a gift, inheritance or a first home owner’s grant (in which case, it isn’t classified as ‘genuine savings’), our Quickstart product can get you into your new home sooner than you think!
Owner Occupied
From
3.59
%
PA
Variable Rate
3.61
%
PA
Comparison Rate
Investment
From
2.29
%
PA
Variable Rate
2.31
%
PA
Comparison Rate
Rates shown apply up to 90-95% LVR without genuine savings as a deposit. Where genuine deposit savings apply, see our Loan Rate Home Loan.
Quickstart home loan features
- No monthly or annual fees
- 100% offset account
- Unlimited additional repayments
- Free online redraw
- Visa™ Loan Access Card
- Customer Benefits Program
- A new tree planted on your behalf
Fees and charges
$0
Application
$0
Valuation †
$0
Annual
$300
plus legal
+ legal
Discharge
Availability
- Loans up to 95% (plus LMI up to max 98%^) of the value of the property
- Buying or refinancing an established (not off the plan or construction) residential property
- Australian/New Zealand citizens or permanent residents living in Australia
- A good credit history
Note: If you’ve saved more than 5%, or your deposit is from ‘genuine savings’,
you may be eligible for our Low Rate Home Loan
