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homeloans.com.au
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Principal & Interest
From
6.39
%
PA
Variable Rate
6.39
%
PA
Comparison Rate^
Interest Only
From
6.69
%
PA
Variable Rate
6.49
%
PA
Comparison Rate^
Rates shown apply to Low Rate Home Loan Owner Occupier loans of up to 60% LVR.
-
View all rates here
Low Rate Home Loan
Owner Occupied Investment Principal & Interest Interest Only Principal & Interest Interest Only ≤ 60% LVR 6.39 % p.a. Interest rate 6.39 % p.a. Comparison rate 6.69 % p.a. Interest rate 6.49 % p.a. Comparison rate 6.54 % p.a. Interest rate 6.54 % p.a. Comparison rate 6.84 % p.a. Interest rate 6.63 % p.a. Comparison rate 60.01 - 80% LVR 6.49 % p.a. Interest rate 6.49 % p.a. Comparison rate 6.79 % p.a. Interest rate 6.58 % p.a. Comparison rate 6.64 % p.a. Interest rate 6.64 % p.a. Comparison rate 6.94 % p.a. Interest rate 6.73 % p.a. Comparison rate 80.01 - 90% LVR 7.09 % p.a. Interest rate 7.09 % p.a. Comparison rate N/A N/A 7.24 % p.a. Interest rate 7.24 % p.a. Comparison rate 7.39 % p.a. Interest rate 7.29 % p.a. Comparison rate 90.01 - 95% LVR 7.29 % p.a. Interest rate 7.29 % p.a. Comparison rate N/A N/A 7.44 % p.a. Interest rate 7.44 % p.a. Comparison rate N/A N/A -
Owner Occupied
-
Investment
≤ 60% LVR Principal & Interest Interest Only 6.39 % p.a. Interest rate 6.69 % p.a. Interest rate 6.39 % p.a. Comparison Rate 6.49 % p.a. Comparison Rate 60.01 - 80% LVR Principal & Interest Interest Only 6.49 % p.a. Interest rate 6.79 % p.a. Interest rate 6.49 % p.a. Comparison Rate 6.58 % p.a. Comparison Rate 80.01 - 90% LVR Principal & Interest Interest Only 7.09 % p.a. Interest rate N/A 7.09 % p.a. Comparison Rate N/A 90.01 - 95% LVR Principal & Interest Interest Only 7.29 % p.a. Interest rate N/A 7.29 % p.a. Comparison Rate N/A ≤ 60% LVR Principal & Interest Interest Only 6.54 % p.a. Interest rate 6.84 % p.a. Interest rate 6.54 % p.a. Comparison Rate 6.63 % p.a. Comparison Rate 60.01 - 80% LVR Principal & Interest Interest Only 6.64 % p.a. Interest rate 6.94 % p.a. Interest rate 6.64 % p.a. Comparison Rate 6.73 % p.a. Comparison Rate 80.01 - 90% LVR Principal & Interest Interest Only 7.24 % p.a. Interest rate 7.39 % p.a. Interest rate 7.24 % p.a. Comparison Rate 7.29 % p.a. Comparison Rate 90.01 - 95% LVR Principal & Interest Interest Only 7.44 % p.a. Interest rate N/A 7.44 % p.a. Comparison Rate N/A See all our rates here.
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Fees and charges*
$0
Applications fees
$0
Ongoing fees
$0
Exit fees
Calculator disclaimer
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
Eligibility
check
- Up to 2 applicants (over 18 years old)
- Australian/New Zealand citizens or permanent residents living in Australia
- A good credit history
- Buying or refinancing an established property (not off the plan or construction)
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Why our customers
love us
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homeloans.com.au just get it
As a very happy existing customer I get all the benefits of a new customer. All homeloans customers get the Fair Go guarantee, which means all customers get the same rate - new or existing. In the market for a home loan check you must consider homeloans.com.au.
GeorginaAwesome experience so far
What a fantastic gesture!, just received an email from homeloans.com.au to advise they are reducing the interest rate on our existing home loan by 0.25% and we didn't even ask! Simply because they have reduced the interest rate for the same mortgage product we have for their new customers. Treating existing customer as new customer. Wow!! Thanks homeloans.com.au we really appreciate and I'm sure other existing customers will be just as pleased.
Suneeth RThey dropped my rate
What a great surprise to find out they have dropped my rate. Great lender. Ever since I switched from St George Bank I have never been happier. Keep up the great work. Highly recommend this online bank.
Minh H
Reviews sourced from productreview.com.au.
See all reviews here
See all reviews here
Acknowledgement of country
homeloans.com.au acknowledges and pays respect to the past, present and future Traditional Custodians and Elders of this nation and the continuation of cultural, spiritual and educational practices of Aboriginal and Torres Strait Islander peoples.
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