Owner Occupier Loans

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The following Homeloans loans are available for Owner Occupiers. Please click the loan name for more information about that product, including loan features, calculators, product specs and comprehensive rates.

Full Doc Owner Occupier Prime Loans

Loan <=70% LVR Variable Rates From
(Comparison rate)
70.01% - 80% LVR Variable Rates From
(Comparison rate)
80.01% - 90% LVR Variable Rates From
(Comparison rate)
>=90% LVR Variable Rates From
(Comparison rate)
P&I I/O P&I I/O P&I I/O P&I I/O
Homeloans FlexiChoice Prime
(Effective date: 27-Jul-18)
3.69%pa
(4.07%pa)
3.99%pa
(4.37%pa)
3.69%pa
(4.07%pa)
3.99%pa
(4.37%pa)
3.89%pa
(4.27%pa)
n/a
4.09%pa
(4.47%pa)
n/a
Homeloans Ultra Plus $200K+
(Effective date: 02-Jul-18)
3.67%pa
(3.71%pa)
4.42%pa
(4.46%pa)
3.67%pa
(3.71%pa)
4.42%pa
(4.46%pa)
4.17%pa
(4.21%pa)
n/a
4.33%pa
(4.37%pa)
n/a
Homeloans Ultra Plus <$200K
(Effective date: 02-Jul-18)
4.07%pa
(4.11%pa)
4.62%pa
(4.66%pa)
4.07%pa
(4.11%pa)
4.62%pa
(4.66%pa)
4.21%pa
(4.25%pa)
n/a
4.36%pa
(4.40%pa)
n/a
Homeloans MoniPower
(Effective date: 26-Jul-18)
4.26%pa
(4.30%pa)
4.91%pa
(4.95%pa)
4.26%pa
(4.30%pa)
n/a
4.61%pa
(4.65%pa)
n/a
4.79%pa
(4.83%pa)
n/a
Homeloans Accelerate Prime
(Effective date: 03-Sep-18)
4.04%pa*
(4.23%pa)
4.65%pa*
(4.83%pa)
4.24%pa*
(4.42%pa)
4.78%pa*
(4.96%pa)
4.54%pa*
(4.72%pa)
5.04%pa*
(5.22%pa)
4.99%pa
(5.17%pa)
5.64%pa
(5.82%pa)
Homeloans Accelerate Prime Construction
(Effective date: 03-Sep-18)
3.94%pa*
(4.16%pa)
4.65%pa*
(4.87%pa)
4.24%pa*
(4.46%pa)
4.78%pa*
(4.99%pa)
4.69%pa*
(4.90%pa)
5.49%pa*
(5.70%pa)
5.19%pa
(5.40%pa)
6.18%pa
(6.39%pa)


*Homeloans Accelerate Prime 4.04%pa rate applies Up to 55% LVR, 4.24%pa rate applies 70.01% – 75% LVR and 4.54%pa rate applies 80.01% – 85% LVR.
*Homeloans Accelerate Prime Construction 3.94%pa rate applies Up to 55% LVR, 4.24%pa rate applies 70.01% – 75% LVR and 4.69%pa rate applies 80.01% – 85% LVR.
 
 

Alt Doc Owner Occupier Prime Loans

Loan <=60% LVR Variable Rates From
(Comparison rate)
60.01% - 70% LVR Variable Rates From
(Comparison rate)
>=70% LVR Variable Rates From
(Comparison rate)
P&I I/O P&I I/O P&I I/O
Homeloans FlexiChoice Prime Alt Doc
(Effective date: 27-Jul-18)
4.89%pa
(4.94%pa)
5.14%pa
(5.19%pa)
4.89%pa
(4.94%pa)
5.14%pa
(5.19%pa)
4.99%pa
(5.04%pa)
5.24%pa
(5.29%pa)
Homeloans Accelerate Prime Alt Doc *
(Effective date: 03-Sep-18)
4.54%pa
(5.12%pa)
4.89%pa
(5.47%pa)
4.94%pa
(5.22%pa)
5.29%pa
(5.57%pa)
5.14%pa
(5.32%pa)
5.49%pa
(5.67%pa)
Homeloans Accelerate Prime Construction Alt Doc *
(Effective date: 03-Sep-18)
4.54%pa
(5.12%pa)
4.89%pa
(5.47%pa)
4.94%pa
(5.22%pa)
5.29%pa
(5.57%pa)
5.14%pa
(5.32%pa)
5.49%pa
(5.67%pa)
Homeloans MoniPower Alt Doc
(Effective date: 26-Jul-18)
5.86%pa
(5.90%pa)
6.41%pa
(6.45%pa)
5.86%pa
(5.90%pa)
6.41%pa
(6.45%pa)
5.86%pa
(5.90%pa)
6.41%pa
(6.45%pa)
Homeloans MoniPower Alt Doc 70 No LMI
(Effective date: 26-Jul-18)
n/a
n/a
6.11%pa
(6.15%pa)
6.66%pa
(6.70%pa)
n/a
n/a
*Accelerate Prime Alt Doc 4.54%pa rate applies up to 65% LVR. *Accelerate Prime Construction Alt Doc 4.54%pa rate applies up to 65% LVR.

Interest rates on this site were updated on 13 Aug 2018. Rates shown apply to new business only and may vary before your loan is settled. Rates shown do not apply to all loan sizes, purposes, repayment types, scenarios or LVRs. Click on the loan name for more information. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms & conditions, fees, charges and credit criteria apply.

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