Smart, flexible and cost-effective loans
At homeloans.com.au we know that our savvy customers want flexibility, so all our loans come fully featured with an offset
account and the ability to make additional repayments and redraw.
Plus, as the name suggests, our low rate home loan offers sharp rates with no monthly or annual fees.
If you're seeking a smarter, flexible and cost-effective solution, you've found the place.
account and the ability to make additional repayments and redraw.
Plus, as the name suggests, our low rate home loan offers sharp rates with no monthly or annual fees.
If you're seeking a smarter, flexible and cost-effective solution, you've found the place.
Owner Occupied
From
6.39
%
PA
Variable Rate
6.39
%
PA
Comparison Rate^
Investment
From
6.54
%
PA
Variable Rate
6.54
%
PA
Comparison Rate^
Rates shown apply up to and including 60% LVR with Principal & Interest repayments. See all rates here. Further information below.
Low rate home loan features
- No monthly or annual fees
- 100% offset account
- Unlimited additional repayments
- Free online redraw
- Principal & interest or interest only repayments (Note: repayment type affects rates)
- Have your say on our community tree planting projects
- Visa™ Loan Access Card
Fees and charges*
$0
Applications fees
$0
Ongoing fees
$0
Exit fees
Availability
- Owner occupiers or investors (loan purpose affects rates)
- Loans between $100K and $2M
- Loans up to 95% of the value of the property (LVR affects rates)
- Buying or refinancing an established (not off the plan or construction) residential property
- Australian/New Zealand citizens or permanent residents living in Australia
- A good credit history
Get a home loan pre-approval
Make an offer with confidence, with a home loan pre-approval from
homeloans.com.au!
Try our quick and easy online pre-approval tool, which can give you pre-approval
in as little as 20 minutes. Get started
You can learn more about how pre-approval works here.
How does it work
Try our quick and easy online pre-approval tool, which can give you pre-approval
in as little as 20 minutes. Get started
You can learn more about how pre-approval works here.
How does it work
Acknowledgement of country
homeloans.com.au acknowledges and pays respect to the past, present and future Traditional Custodians and Elders of this nation and the continuation of cultural, spiritual and educational practices of Aboriginal and Torres Strait Islander peoples.
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