Refinance to customers are saving an average of $582.16 a month in the first year of refinancing their home loan with us.
That equals $6,986 of annual savings!

Refinancing isn’t just about saving
money on your home loan

That extra money in your pocket unlocks many opportunities, like:
  • Two personal training sessions a week + your yearly gym membership and change left over for new trainers and workout clothes.
  • Learning a new skill every few months, whether it’s surfing, a new language, martials or improv.
  • A second-hand car for the kids.
  • An all-inclusive holiday for two in the Maldives once international travel starts up again.
  • Two 86” 4K TVs – one for each eyeball!

How to enter

To celebrate these great savings, we’re giving away two $582.16 gift cards, Just follow the steps below.
Full terms and conditions below.

Terms and conditions - $582.16 gift cards

Information on how to enter the 'Win a $582.16 gift card' competition and conditions of entry.
  • 1.Entry is open to residents of Australia (excluding ACT) who are over 18 years of age and who are not a member of the persons listed in clause 5.
  • 2.Competition commences at 9:00 AM (AEST) on Wednesday 10 February 2021 and concludes at 5:00 PM (AEST) on Wednesday 10 March 2021. Any entry received after this time will not be eligible.
  • 3.Entrants can only submit one competition entry. If multiple entries are submitted by one person, only the first entry will be considered.
  • takes no responsibility for lost, late or misdirected entries.
  • 5.Employees and contractors of and associated companies and their families are ineligible to enter.
  • 6.The Promoter of this competition is Pty Ltd, ABN 49 118 337 367; Australian Credit Licence 390850; with its head office located at Level 9, 45 Clarence Street, Sydney NSW 2000.
  • 7.To enter the competition, entrants must provide a 'comment' under the 'Comments' section on the 'win a $581.16 gift card' official Facebook post telling us what they would do with an extra $581.16 a month or $6,896 a year.
  • 8.Entries must be an original and artistic submission from entrants and must not:
  • a. Infringe the copyright or other intellectual property rights of another party. If an entrant has doubts about whether they may infringe a third party’s intellectual property rights, they must not include the material;
  • b.Contain any words that are defamatory of any person, obscene, offensive or inappropriate (which includes, without limitation, any content involving nudity, malice, excessive violence, or swearing) in the opinion of the Promoter or contrary to Facebook’s Community Standards; and
  • c.In its content or by being submitted as an entry, breach any law, or breach any law obligation or duty to any person.
  • 9.Entries must also comply with Facebook’s Statement of Rights and Responsibilities. In its absolute discretion, the Promoter may reject or disqualify an entry if it does not comply with these competition terms and conditions, and Facebook’s Terms and Policies including the terms which you agree to when you use Facebook, terms of information received on Facebook and terms of what’s not allowed to be published on Facebook.
  • 10.All entries become the property of the Promoter. The Promoter reserves the right to use the content of any entry for the purpose of future marketing promotions. Please click here to view's Privacy Policy.
  • 11.Entry to the competition constitutes consent for the Promoter to use the entrant's competition entry and contact details for future marketing activities conducted by If you do not wish to be contacted by the Promoter for future marketing purposes, please advise by sending an email to
  • 12.The prize is a $600 prepaid Visa card.
  • 13.The winner of the prize will be randomly selected from all eligible entries (see clause 7) received.
  • 14.The prize is awarded conditionally upon acceptance and if the winner is unable to be contacted after seven (7) calendar days, the prize shall be deemed as unclaimed or unaccepted and a supplementary winner may be selected.
  • 15.The winner of the prize will be announced on the Facebook page within ten (10) calendar days from the competition closing. The named winner will be required to send a private message to the Facebook page within five (5) calendar days to claim their prize.
  • 16.The Promoter will not be responsible for any inability of a prize winner to take up the specified prize.
  • 17.The Promoter's decision is final and no correspondence will be entered into.
  • 18.The Promoter makes no representations or warranties relating to the quality or suitability of the prize.
  • 19.In the event that the prize item is unavailable, the Promoter reserves the right to substitute a prize item of equal or greater value.
  • 20.Except within the consent of the Promoter, the prize is not transferable or exchangeable and cannot be taken as cash.
  • 21.The Promoter reserves the right to amend this competition terms and conditions at any time without prior notice. The modified competition terms and conditions will be automatically updated on this page. Amended terms will take effect immediately as soon as they have been published on this page.
  • 22.The Promoter may suspend or terminate this competition at any time by giving its entrants reasonable prior notice.
  • 23.For any questions or enquiries regarding this competition, please send us an email at and we will get back to you as soon as we can.
panel clost button

Customer login

Get access to your accounts online.

Continue application

Login and complete your application.

Scheduled system maintenance
Due to planned server maintenance, our “Online Application” form will not be available on Sunday 27th February between 2:00am and 6:00am AEDT.

We apologise for any inconvenience caused.
Cookies help us improve your website experience.
By using our website, you agree to our use of cookies.