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#Terms and conditions apply. Please see below.


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Terms & Conditions

  1. Interest rates shown were updated on 11 December 2017.
  2. Rates shown apply to new applications on Homeloans Optima Owner Occupier loans Principal & Interest repayments and LVR <=70% and may vary before your loan is settled. Different rates apply to other loans. Terms and conditions apply to all loan features. For eligible applicants only. Final approval is subject to credit assessment.
  3. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  4. For terms and conditions on’s “Win 3 months’ mortgage repayments” competition, please visit