Finance your mortgage with
homeloans.com.au

Congratulations, you've found the right place to finance your mortgage. We're not a bank, but the place where knowledgeable Australians find smart, flexible and cost-effective mortgage solutions. Join the party – it's quick and easy! Discover a mortgage made for you in minutes with our fast and secure online application.

Owner Occupied

From

2.44
% PA

Variable Rate

2.46
% PA

Comparison Rate

Investment

From

2.59
% PA

Variable Rate

2.61
% PA

Comparison Rate

Rates shown apply to Low Rate Home Loan Owner Occupier loans of up to 60% LVR. See our Investment loans here. See all rates here.

Fees
and charges

$0
Application
$0
Valuation †
$0
Annual
$300
plus legal
+ legal
Discharge

Calculator disclaimer

The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.

Eligibility
check

  • Up to 2 applicants (over 18 years old)
  • Australian/New Zealand citizens or permanent residents living in Australia
  • A good credit history
  • Buying or refinancing an established property (not off the plan or construction)

Get a home loan pre-approval

Make an offer with confidence, with a home loan pre-approval from homeloans.com.au!
Try our quick and easy online pre-approval tool, which can give you pre-approval
in as little as 20 minutes. Get started

You can learn more about how pre-approval works here.
How does it work

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Need to know:

Eligibility criteria apply. Interest rates are effective from 13 November 2020 and are subject to change. Interest rates shown apply to new eligible owner occupier loans up to 60% LVR and may differ depending on borrower type and LVR, and are subject to change (you can view all our rates here). †Valuation cost up to a maximum of $500 provided free of charge. For valuation costs totalling more than $500 a fee may be payable by the applicant. Terms and conditions apply to all loan features. The comparison rate is based on a loan amount of $150,000 over 25 years with fees and charges payable. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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