Buying Your First Home

Loan repayment calculator

Work out what your mortgage repayments will be using varying loan amounts.

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How Much Can I Borrow?

Determine how much you may be able to borrow by using our borrowing power calculator.

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First Home Buyers Guide

Our First Home Buyers guide design to help you through the process of buying a property.

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Application Process

Read the Homeloans outline for the home loan process from application to settlement

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Home Loan FAQs

Answering how do home loans work and your mortgage related questions.

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Borrow Up to 95%

You may be able to borrow up to 95% of the value of the property you wish to purchase.

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Compare Home Loan Rates

Homeloans Product Interest Rate Comparison rate Features
Homeloans FlexiChoice Prime >90% LVR* 4.24%pa 4.61%pa
  • $0 application and settlement fees#
  • 100% Offset account
  • Available to 95% LVR (rate loading applies >80%LVR)
Homeloans Ultra Plus >90% LVR* 4.33%pa 4.37%pa
  • $0 application and valuation fees#
  • Unlimited free redraw
  • Available to 95% LVR
Homeloans MoniPower 4.25%pa 4.29%pa
  • $0 application and valuation fees#
  • Available to 95% LVR
  • 100% offset account
 See more rates

Rates shown do not apply to all loan sizes, purposes, repayment types, LVRs or loan scenarios. *Homeloans Ultra Plus rate shown applies to Owner-Occupier loans of $200,000 and above, with LVR <=80% and Principal & Interest Repayments. Rate adjustments apply to other loans.

#Applies to standard loan submissions for new loans only. One standard valuation per application valued at up to $300 is provided free of charge on Ultra Plus and MoniPower. Application fee of $199 waived on Ultra Plus, MoniPower and FlexiChoice Prime loans. Settlement fees of $363 waived on FlexiChoice Prime loans. Any non-standard valuations and additional valuations are at the cost of the borrower. Other fees and charges apply.

Interest rates on this site were updated on 4 Oct 2018. Rates shown apply to new business only and may vary before your loan is settled. Rates shown do not apply to all loan sizes, purposes, repayment types, scenarios or LVRs. Click on the loan name for more information. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms & conditions, fees, charges and credit criteria apply.

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Where we really set ourselves apart from our competitors is the service we provide to our customers.

MPA | Brokers on Non-Banks 2016 | Non-Bank of the Year: Homeloans

TheAdviser Magazine | Third Party Banking Report on Non-Bank Lenders 2016 | Best Mortgage Manager: Homeloans

TheAdviser Magazine | Non-Bank Lending Awards 2015 | Best First Home Buyer Lender: Homeloans

TheAdviser Magazine | Non-Bank Lending Awards 2014 | Best Turnaround Times: Homeloans

TheAdviser Magazine | Non-Bank Lending Awards 2014 | Best First Home Buyer Lender: Homeloans

TheAdviser Magazine | Top 10 Originators 2013: No. 1 Originator: Homeloans Ltd