Smart, flexible and cost-effective loans
Owner occupied
Investment
-
Owner Occupied
-
Investment
Smart, flexible and cost-effective loans
At homeloans.com.au we know that our savvy customers want flexibility, so all our loans come fully featured with an offset
account and the ability to make additional repayments and redraw.
Plus, as the name suggests, our low rate home loan offers sharp rates with no monthly or annual fees.
If you're seeking a smarter, flexible and cost-effective solution, you've found the place.
account and the ability to make additional repayments and redraw.
Plus, as the name suggests, our low rate home loan offers sharp rates with no monthly or annual fees.
If you're seeking a smarter, flexible and cost-effective solution, you've found the place.
Owner Occupied
From
2.14
%
PA
Variable Rate
2.16
%
PA
Comparison Rate
Investment
From
2.29
%
PA
Variable Rate
2.31
%
PA
Comparison Rate
Rates shown apply up to 60% LVR with Principal & Interest repayments. See all rates here. Further information below.
Refinance to
homeloans.com.au
Feel like you've been taken advantage of by your current lender? Or just want a better deal? Congratulations, you've found the right place. We're not a bank, but the place where knowledgeable homeowners find a better deal and a better experience. Join the party - it's quick and easy!
Principal & Interest
From
2.14
%
PA
Variable Rate
2.16
%
PA
Comparison Rate
Interest Only
From
2.44
%
PA
Variable Rate
2.27
%
PA
Comparison Rate
Rates shown apply to Low Rate Home Loan Owner Occupier loans of up to 60% LVR. See our Investment loans here. See all rates here.
Fees and charges
$0
Application
$0
Valuation †
$0
Annual
$300
plus legal
+ legal
Discharge
Risk fee applies - speak to one of our Lending Specialists
Talk to us
Get a home loan pre-approval
Make an offer with confidence, with a home loan pre-approval from
homeloans.com.au!
Try our quick and easy online pre-approval tool, which can give you pre-approval
in as little as 20 minutes. Get started
You can learn more about how pre-approval works here.
How does it work
Try our quick and easy online pre-approval tool, which can give you pre-approval
in as little as 20 minutes. Get started
You can learn more about how pre-approval works here.
How does it work