Interest Rate Update

Variable interest rates on homeloans.com.au loans are decreasing by 0.15%. Rates on our website have been reduced accordingly and they will take effect from 13 November 2020. Even if you apply before 13 November, our new low rates will apply.

We are currently experiencing technical issues with our phone system.

We'd love to help you with your home loan enquiry. While our phone system is down, you can get in touch with us here. We apologise for any inconvenience.

Who is
homeloans.com.au?

homeloans.com.au is an online lender and a hidden secret where knowledgeable homeowners and investors go for flexible and competitive home loans.
We are a wholly owned subsidiary of Resimac Group Ltd ("Resimac", ASX code RMC), a highly respected non-bank lender in Australia and New Zealand, established in 1985 and recognised as Non-Bank of the Year at the 2020 Australian Mortgage Awards.
More about us
 

Why choose
homeloans.com.au?

Plus, our loans come with great features like 100% offset and we allow additional repayments and redraw

How does it work?

  • Submit

    Provide us with your details using our quick, simple and secure process
    Get Started
  • Approve

    We'll either approve your application or contact you to put on the finishing touches
  • Finalise

    You sign, we finalise! If it's a refinance we'll contact your current lender and make all the arrangements
  • Settle

    Congratulations! Your new loan settles and you're part of the homeloans.com.au family

Our team of Australian-based Lending Specialists are available to assist you, so if you need to talk to us at any stage throughout the process please don't hesitate to get in touch.

Get started

To find out if you are eligible or to begin the process, click the buttons below. Using our fast, online application you can start,
stop, save and continue whenever you like!

A new tree for every home loan

When you take out a loan with homeloans.com.au, you're also helping to reduce greenhouse gases in the atmosphere through a new tree we plant on your behalf. This one tree will offset 150 kilograms of carbon from Earth's atmosphere over its lifetime. This program is an important part of our DNA, and we're committed to working hand-in-hand with our customers to help create a better future for our planet. Our parent company has planted more then 35,000 trees in the Australian Wheatbelt region, offsetting more than five million kilograms of carbon emissions!

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Need to know:

Eligibility criteria apply. Interest rates are effective from 13 November 2020 and are subject to change. Interest rates shown apply to new eligible loans up to 60% LVR with Principal and Interest repayments and may differ depending on borrower type and LVR, and are subject to change (you can view all our rates here). Terms and conditions apply to all loan features. The comparison rate is based on a loan amount of $150,000 over 25 years with fees and charges payable. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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