Rates from 3.68%pa+ (comparison rate 3.71%pa)
Find out if you could save thousands^ in mortgage repayments with the Homeloans Optima amazingly low rates from just 3.68%pa+ (comparison rate 3.71%pa)!
$0 application and valuation fees#
Application fee of $199 waived on all new loans. One standard valuation per application valued at up to $300 is provided free of charge.#
Extra repayments and unlimited free redraw
You can make unlimited additional one-off or ongoing repayments to your loan, enabling you to pay off your loan sooner. There is no charge for online redraw should you wish to access your extra repayments.
Flexible repayment options
Repayments can be made on a monthly basis, and on principal and interest loans you also have the choice of weekly or fortnightly.
^’Save thousands’ statement is indicative only and may vary depending on a borrower’s individual circumstances.
+Variable rate shown applies to Homeloans Optima owner-occupier loans with LVR <70% and Principal & Interest repayments. Rate adjustments apply to other loans – please refer to Homeloans Optima interest rates.
#Applies to standard loan submissions for new loans only. One standard valuation per application valued at up to $300 is provided free of charge. Any non-standard valuations and additional valuations are at the cost of the borrower. Other fees and charges apply.
Interest rates on this site were updated on 08 January 2018. Rates shown apply to new business only and may vary before your loan is settled. Rates shown do not apply to all loan sizes, purposes, repayment types, scenarios or LVRs. Click on the loan name for more information. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms & conditions, fees, charges and credit criteria apply.