Homeloans MoniPower

 

$0 application and valuation fees#

Application fee of $199 waived on all new loans. One standard valuation per application valued at up to $300 is provided free of charge.#

 

100% Offset account

100% Offset account with the ability to make extra repayments, even on a fixed rate loan.

 

Secured visa card

A secured visa card linked to a line of credit and can be used on some fees involved in a purchase or refinance.

 

Up to 95% LVR

Available up to 95% LVR (including Lender’s Mortgage Insurance)

 

Flexible repayment options

Repayments can be made on a monthly basis, and on P&I loans you also have the choice of weekly or fortnightly.

 

Principal & Interest or Interest Only

Available as Principal & Interest or Interest Only for up to 5 years.

 

Unique ‘Go Between’ bridging feature

No repayments for six months (12 months if you are building a new home) or until your existing property is sold. More info

Features shown apply to Full Doc term loans. Credit criteria and features may vary for Alt Doc loans and/or Lines of Credit.

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Homeloans MoniPower Variable Rates

Owner Occupier Investment
Loan type Interest rate Comparison rate Interest rate Comparison rate
Term Loan <=80% LVR 4.24%pa (4.28%pa) 4.59%pa (4.63%pa)
Term Loan >80% LVR 4.49%pa (4.53%pa) N/A N/A
Line of Credit (LOC) 4.92%pa (5.10%pa) 5.37%pa (5.55%pa)



Homeloans MoniPower Fixed Rates

Owner Occupier Investment
Fixed term Interest rate Comparison rate Interest rate Comparison rate
1 year 4.51%pa (4.53%pa) 4.61%pa (4.63%pa)
2 years 4.60%pa (4.55%pa) 4.70%pa (4.65%pa)
3 years 4.73%pa (4.59%pa) 4.83%pa (4.69%pa)
4 years 4.94%pa (4.69%pa) 5.04%pa (4.79%pa)
5 years 5.04%pa (4.76%pa) 5.14%pa (4.86%pa)

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Homeloans MoniPower Alt Doc Variable Rates

Owner Occupier Investment
Loan type Interest rate Comparison rate Interest rate Comparison rate
Alt Doc Term Loan 5.74%pa (5.78%pa) 6.19%pa (6.23%pa)
Alt Doc Line of Credit (LOC) 6.09%pa (6.26%pa) 6.54%pa (6.71%pa)
Alt Doc Term Loan No LMI 5.99%pa (6.03%pa) 6.44%pa (6.48%pa)
Alt Doc Line of Credit (LOC) No LMI 6.34%pa (6.51%pa) 6.79%pa (6.96%pa)

Homeloans MoniPower Alt Doc Fixed Rates

Owner Occupier Investment
Fixed term Interest rate Comparison rate Interest rate Comparison rate
1 year 5.41%pa (5.75%pa) 5.51%pa (6.16%pa)
2 years 5.68%pa (5.77%pa) 5.78%pa (6.32%pa)
3 years 5.81%pa (5.80%pa) 5.91%pa (6.24%pa)
4 years 5.84%pa (5.81%pa) 5.94%pa (6.16%pa)
5 years 5.94%pa (5.86%pa) 6.04%pa (6.09%pa)

Note that credit criteria and product features may vary for Alt Doc loans.

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#Applies to standard loan submissions for new loans only. One standard valuation per application valued at up to $300 is provided free of charge on Ultra Plus, Optima, MoniPower. Application fee of $199 waived on Ultra Plus, Optima, MoniPower and FlexiChoice Prime loans. Settlement fees of $363 waived on FlexiChoice Prime loans. Any non-standard valuations and additional valuations are at the cost of the borrower. Other fees and charges apply.


Interest rates on this site were updated on 24 April 2017. Rates shown apply to new business only and may vary before your loan is settled. Rates shown do not apply to all loan sizes, purposes, repayment types, scenarios or LVRs. Click on the loan name for more information. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms & conditions, fees, charges and credit criteria apply.