Fixed Rates Home Loans

Enjoy the security of a fixed interest rate home loan, where the rate will not change during the fixed rate period and your repayments will remain the same. Homeloans offers a range of fixed interest rate home loan options and the ability to split your loan: part fixed, part variable.

For more information about our rates or our home loan options, call now to speak to one of our accredited consultants or submit an online enquiry.

Loan 1 year fixed rates from (Comparison rate) 2 year fixed rates from (Comparison rate) 3 year fixed rates from (Comparison rate) 5 year fixed rates from (Comparison rate)
Homeloans Ultra Plus# 4.04%pa
(4.13%pa)
4.10%pa
(4.15%pa)
4.04%pa
(4.14%pa)
4.64%pa
(4.40%pa)
Homeloans Optima^ 4.18%pa
(3.89%pa)
4.18%pa
(3.93%pa)
3.98%pa
(3.90%pa)
4.48%pa
(4.13%pa)
Homeloans MoniPower 4.51%pa
(4.53%pa)
4.60%pa
(4.55%pa)
4.73%pa
(4.59%pa)
5.04%pa
(4.76%pa)

Rates shown do not apply to all loan sizes, purposes, repayment types, LVRs or loan scenarios. Click on the loan name for more information.

Unsure whether you’d prefer variable or fixed? Consider the best of both worlds with a split loan!

^Homeloans Optima fixed rates apply to owner occupier loans with principal & interest repayments. For other Homeloans Optima fixed rate loans please refer to Homeloans Optima interest rates.

#Homeloans Ultra Plus fixed rates shown apply to owner occupier loans with LVR <=80% and Principal & Interest repayments. For other Homeloans Ultra Plus fixed rate loans please refer to Homeloans Ultra Plus interest rates.

Interest rates on this site were updated on 15 June 2017. Rates shown apply to new business only and may vary before your loan is settled. Rates shown do not apply to all loan sizes, purposes, repayment types, scenarios or LVRs. Click on the loan name for more information. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms & conditions, fees, charges and credit criteria apply.