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Loan types explained

A Homeloans consultant or accredited mortgage broker can help identify which loan is right for you.

Contact Homeloans to ask a question or meet with a consultant.

Variable rate loans	A variable home loan interest rate moves up and down with market interest rates. More on variable rate loans.
Fixed rate loans	Enjoy the security of a fixed interest rate home loan. If you choose to fix your interest rate, it will not change during the fixed rate period and your repayments will remain the same. More on fixed rate home loans.
Lines of credit	Ideal for those expecting to need funds for investing or renovating – draw down the money as you need it. More on lines of credit...
Split or combined loans	If you are unsure whether or not to stay variable or to fix your loan, you can do both or if you’d like the flexibility of a line of credit and the low rate of a term loan you can with a split facility. More on split or combined loans.
Bridging finance	Buy your new house before you sell your current one. More on bridging finance...
100% offset loans	Make your money work for you and decrease the amount of interest you pay each month. More on 100% offset loans.
Lo Doc loans	Less paperwork, less financials required, ideal for self-employed borrowers. More on Lo Doc loans.