Homeloans Ultra
The Homeloans Ultra is our standard home loan offering a competitive interest rate and no ongoing fees. This option is best suited to those who want a simple, low cost home loan without all the extras. Great for first homebuyers!
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| 5 - 30 years |
- Purchase
- Refinance
- Debt consolidation
- Equity release
- Construction**
- Vacant land**
|
- Individuals
- Companies/ trusts
- Non-residents^
|
| Borrow up to 90% of the purchase price. Borrow up to 95% LVR including LMI for owner occupied purchases# |
- Variable
- Fixed
- Principal & interest
- Interest only
|
- Weekly
- Fortnightly
- Monthly
|
- Salary credit
- BPAY
- Direct debit
|
| Yes, package with Homeloans Ultra Line of Credit |
| Yes. 1 - 5 year fixed rates available. |
| Yes*, available via phone and internet banking, ATM, EFTPOS, direct credit |
| Yes* |
| Yes |
| Yes |
| No |
**0.10% interest rate loading applies during construction period
^Additional lending criteria apply.
#Additional lending criteria and interest rate loading applies for loans above 90% LVR
*Not available during fixed rate period.
All applications are subject to normal lending criteria, fees and charges may apply.