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Homeloans Ultra Plus Lo Doc

The Homeloans Ultra Plus Lo Doc is a fully featured home loan for self employed borrowers who aren't able to disclose their income. This home loan offers a discounted interest rate in return for an annual fee.

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Homeloans Ultra Plus Lo Doc features
Loan term 5 - 30 years
Loan purpose
  • Purchase
  • Vacant land**
  • Construction**
Borrower type
  • Individuals
  • Companies/ trusts
Deposit requirements Borrow up to 80% of the purchase price
Interest rate options
  • Variable
  • Fixed
  • Principal & interest
  • Interest only
Repayment frequency
  • Weekly
  • Fortnightly
  • Monthly
Repayment options
  • Salary credit
  • BPAY
  • Direct debit
Split product option Yes, package with the Homeloans Ultra Plus Lo Doc Line of Credit
Split rate option Yes. 1 - 5 year fixed rates available
Redraw Yes*, available via phone and internet banking, ATM, EFTPOS and direct credit
Additional repayments Yes*
Internet and phone banking Yes
Loan portability Yes
Ongoing fees $330 per year

**0.10% interest rate loading applies during construction period.
*Not available during fixed rate period.
All applications are subject to normal lending criteria, fees and charges may apply.

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