Important links
Interest rates  |  Our home loans  |  Home loan calculators  |  Enquire now

Homeloans ProSmart

The Homeloans ProSmart is a fully featured home loan at a low ongoing variable rate or a 1 - 5 year fixed rate.

Features include no ongoing fees, free redraw through phone or internet banking and the ability to make extra repayments at any time.

View print friendly PDF.
Go back to Compare All Home Loans.

Homeloans ProSmart home loan features
Loan term 10 - 30 years
Loan purpose
  • Purchase
  • Refinance
  • Debt consolidation
  • Equity release
  • Construction
  • Vacant land
  • Business purposes+
Borrower type
  • Individuals
  • Companies/ trusts
  • Non-residents^
Deposit requirements Borrow up to 95% of the purchase price (90% for refinancing)
Interest rate options
  • Variable
  • Fixed
  • Principal & Interest
  • Interest only
Repayment frequency
  • Fortnightly
  • Monthly
Repayment options
  • Salary credit
  • BPAY
  • Direct credit
Split product option Yes, package with Homeloans ProSmart Line of Credit
Split rate option Yes. 1 - 5 year fixed rates available
Redraw Yes, available via phone and internet banking
Additional repayments Yes*
Internet and phone banking Yes
Loan portability Yes
Ongoing fees No

+Excluding working capital and the repayment of personal or business tax liabilities
^Additional lending criteria apply
*To a maximum of $10,000 during fixed rate period
All applications are subject to normal lending criteria, fees and charges may apply.

homeloans.com.au
Homeloans Awards