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Interest only home loans

Homeloans has a range of home loan options that are available as interest only home loans.

Please contact Homeloans for more information about our interest only loans.

Our Interest Only Home Loans
Homeloans Ultra Plus
    The Homeloans Ultra Plus home loan offers a discounted interest rate in return for an annual fee. More info.
Homeloans Ultra
    The Homeloans Ultra is our 'no frills' home loan, offering a competitive interest rate and no ongoing fees. More info.
Homeloans MoniPower
    The Homeloans MoniPower home loan is a fully featured loan for purchase, refinance or debt consolidation. More info.
Homeloans ProSmart
    The Homeloans ProSmart is a basic home loan that offers an attractive rate and no ongoing fees. More info.

Homeloans ProSmart All In One
    The Homeloans ProSmart All In One home loan combines a discounted interest rate loan, fully functional transaction account and nil interest VISA account. More info.

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Frequently Asked QuestionsHome Loans Calculators
What Will My Repayments Be?
How Much Can I Borrow?
Work out what your weekly, fortnightly or monthly mortgage repayments will be using varying loan amounts with the repayment calculator. Open.
Enter your total income and expenses to find out how much you may be able to afford to borrow. Open.



Extra Repayment Calculator

Principal & Interest Calculator
Calculate the long term benefits of making extra repayments into you mortgage. Open.
Shows you the reduction to the principal owing based on various interest charges and loan repayments for principal & interest loans. Open.

Please complete the below form to ask a question, get in touch with one of our staff or make an appointment.
Variable rate
≤75% LVR
5.24%pa
(5.57%pa)
Variable rate
>75% LVR
 5.34%pa
(5.67%pa)
2 year fixed
 4.89%pa
(5.50%pa)
3 year fixed
 5.04%pa
(5.51%pa)
Lo Doc loan
 5.74%pa
(6.06%pa)
100% Offset loan
 5.54%pa
(5.56%pa)
Line of Credit
 5.44%pa
(5.77%pa)
More rates
Comparison rates
The above rates are indicative only and may vary before your loan is settled. The comparison rate is calculated on the basis of a loan of $150,000 over a term of twenty-five years. Warning: This comparison rate applies only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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