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Split loan calculator

Splitting your home loan into fixed and variable rate portions can provide insurance against future changes in interest rates while still allowing you to benefit from the flexibility that variable rate loans provide.

Use this tool to calculate your repayments and total interest under different fixed and variable rate scenarios.

For a personalised assessment by a qualified loan consultant contact Homeloans today
on 13 38 39.

Click here to view our mobile friendly calculators.

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Note: The results from the split loan calculator should be used as an indication only and is neither a quote nor a pre-qualification for a loan.

Please complete the below form to ask a question, get in touch with one of our staff or make an appointment.


Click here to view our mobile friendly calculators.
Variable rate
≤75% LVR

5.24%pa
(5.57%pa)
Variable rate
>75% LVR

5.34%pa
(5.67%pa)
2 year fixed
4.89%pa
(5.50%pa)
3 year fixed
5.04%pa
(5.51%pa)
Lo Doc loan
5.74%pa
(6.06%pa)
100% Offset loan
5.54%pa
(5.56%pa)
Line of Credit
5.44%pa
(5.77%pa)
More rates
Comparison rates
The above rates are indicative only and may vary before your loan is settled. The comparison rate is calculated on the basis of a loan of $150,000 over a term of twenty-five years. Warning: This comparison rate applies only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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