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Application process

Application process

There are several imporant steps in the Homeloans process from application to settlement.  A Homeloans consultant or accredited mortgage broker will help you to understand the loan process.

Below is a brief overview of the process. 

      

You’ve found your dream home or you’ve decided to refinance

You meet with a Homeloans consultant or an accredited broker to discuss your needs

You complete the Homeloans application form and submit all necessary documents we require for approval

Your loan is assessed by our credit team and the property valuation is ordered

When all conditions of approval are received your loan can be formally approved

Our solicitors prepare your letter of offer and mortgage documents

You sign and return the letter of offer and mortgage documents

Homeloans prepares your loan for settlement

Congratulations! Your loan is settled