Split home loans
A split or combination home loan brings together the benefits of variable and fixed interest rates into a single home loan. This feature allows you to customise your home loan to reduce the effect of interest rate changes. The loan can be split in many ways, however a 60% variable and 40% fixed or 50/50 split is most common. If you need the security of a fixed rate home loan, but want the flexibility of a variable rate, then a split loan may be the answer. Homeloans offers a range of split home loan options.
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The Homeloans Ultra Plus home loan offers a discounted interest rate in return for an annual fee. This home loan works best for larger loan amounts, those looking to upgrade their home and investors. Pay less interest and become debt free faster. Plus you will enjoy free redraw through internet or phone banking and the ability to make extra repayments at any time.
View moreHomeloans Ultra Plus home loan features. |
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The Homeloans Ultra is our 'no frills' home loan, offering a competitive interest rate and no ongoing fees. This option is best suited to those who want a simple, low cost home loan without all the extra features. It is great for first home buyers and refinancing smaller loan amounts. Enjoy free redraw through their internet or phone banking and the ability to make extra repayments at any time.
View more Homeloans Ultra home loan features. |
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The Homeloans MoniPower home loan is a fully featured loan for purchase, refinance or debt consolidation. The option of bridging finance is also available.
View more Homeloans MoniPower home loan features. |
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The Homeloans ProSmart is a basic home loan that offers an attractive rate and no ongoing fees.
View more Homeloans ProSmart home loan features. |
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