Compare all home loans
At Homeloans we appreciate that whilst competitive interest rates are an important factor in choosing your loan, you may also require other features. That's why our range of home loans has both great rates and a range of great features.
See the table below to compare our range of competitive home loans and find the option that is right for you.
Standard (full doc) home loans
|
Homeloans Ultra Plus |
6.59%pa (6.94% pa) |

|
Principal & interest
Interest only |
• Purchase • refinance • debt consolidation • vacant land • equity release |
$330 |
*
|
*
|

|
|
Homeloans Ultra |
6.74%pa (6.80%pa) |

|
Principal & interest
Interest only |
• Purchase • refinance • debt consolidation • construction • vacant land • equity release |
|
*
|
*
|

|
|
Homeloans ProSmart |
7.04%pa (7.12%pa) |

|
Principal & interest
Interest only |
• Purchase • refinance • debt consolidation • construction • vacant land • equity release • business purposes^ |
|

|
~
|

|
|
Homeloans MoniPower |
7.10%pa (7.18%pa) |

|
Principal & interest
Interest only |
• Purchase • refinance • debt consolidation • construction • vacant land • equity release • business purposes^ • bridging finance |
|

|
#
|

|
|
Homeloans ProSmart All In One |
6.84%pa (7.16%pa) |

|
Principal & interest
Interest only |
• Purchase • refinance • debt consolidation • equity release • business purposes^ |
$295 |
**
|

|

|
Standard (full doc) line of credit
|
Homeloans Ultra Plus LOC |
6.84%pa (7.19%pa) |
|
Interest only |
• Purchase • refinance • debt consolidation • equity release |
$330 |

|

|
|
|
Homeloans Ultra LOC |
6.94%pa (7.00%pa) |
|
Interest only |
• Purchase • refinance • debt consolidation • equity release |
|

|

|
|
|
Homeloans MoniPower LOC |
7.20%pa (7.41%pa) |
|
Principal & interest
Interest only |
• Purchase • refinance debt consolidation • equity release • vacant land • business purposes^ |
$150 |

|

|
|
Lo Doc home loans
|
Homeloans Ultra Plus Lo Doc |
7.14%pa (7.50%pa) |

|
Principal & interest
Interest only |
• Purchase • refinance • debt consolidation • vacant land • construction • equity release |
$330 |

|

|

|
|
Homeloans Ultra Lo Doc |
7.24%pa (7.30% pa) |

|
Principal & interest
Interest only |
• Purchase • refinance • debt consolidation • vacant land • construction • equity release |
|
*
|
*
|

|
|
Homeloans MoniPower Lo Doc |
8.14%pa (8.22%pa) |

|
Principal & interest
Interest only |
• Purchase • refinance • debt consolidation • equity release • business purposes^ • construction |
|

|
#
|

|
|
Homeloans ProSmart Lo Doc |
7.94%pa (8.02%pa) |
|
Principal & interest
Interest only |
• Purchase • refinance • debt consolidation • equity release • business purposes^ |
|

|
+
|
|
Lo Doc line of credit
Frequently Asked Questions
*Redraw and additional repayments are not available during fixed interest period.
^Business purposes excludes working capital and the repayment of personal or business tax liabilities.
~Homeloans ProSmart additional repayments available to a maximum of $10,000 during fixed rate period.
#Homeloans MoniPower and Homeloans MoniPower additional repayments unlimited during variable rate period. To a maximum of $20,000 per annum during fixed rate period.
**Redraw not available during Homeloans ProSmart All In One fixed rate period.
+Additional repayments not available during Homeloans ProSmart Lo Doc fixed rate period.
All applications are subject to normal lending criteria, fees and charges may apply.