Home loans for self employed borrowers
Running your own business is stressful enough, that’s why Homeloans has easy options for self-employed borrowers wanting to purchase a new home or refinance their existing debts.
Depending on your ability to substantiate your financial situation, as a self-employed borrower you may be eligible for a Full Doc loan. Alternatively, Lo Doc loans are available for borrowers with a good credit history and a current ABN.
Our home loans for self-employed borrowers require little or no documentation or financial paperwork and include all the features of a standard home loan. Instead of providing tax returns and financial statements to verify your income, you simply sign an income declaration stating how much you earn.
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The Homeloans Ultra Lo Doc home loan is a fully featured loan for purchase, refinance or debt consolidation. A discounted interest rate is available for an annual fee. Borrowers must hold an ABN for 2 years and must be GST registered for at least 12 months. Business Activity Statements (BAS) are required to be provided.
View more Homeloans Ultra Lo Doc home loan features. |
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The Homeloans MoniPower Lo Doc home loan has been specifically designed for borrowers who are unable to meet the usual lending requirements. Borrowers are not required to provide supporting evidence of income such as pay slips, tax returns etc.
View more Homeloans MoniPower Lo Doc home loan features. |
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The Homeloans ProSmart Lo Doc home loan is available for self employed individuals and companies who have been operating for at least 2 years and don't have sufficient documentation to support a standard loan application. An ABN is required for a minimum of 2 years and borrowers must be registered for GST for a minimum of 12 months.
View more ProSmart Lo Doc home loan features. |
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