Don't be a statistic, be secure
In 2004, 36 per cent of Australian deaths were caused by cardiovascular disease. In 2010, more than 43,000 Australians died of cancer and every day, 275 Australians are diagnosed with diabetes.
Yet only 25 per cent of Australians have life insurance outside of their superannuation.
Having some form of personal insurance will mean that if you are unable to work or pass away, your family will still be able to continue with their standard of living.
Personal insurance cover includes life, total and permanent disability, trauma and income protection. All of these insurances can be tailored to suit any budget and when medically underwritten upfront, there are no hassles when it comes to claiming making the process a simple one.
Consider this: you’re the key breadwinner in a family of 4. Both your children are at school and you’re paying off a mortgage. Then there are the extras:
- Bills
- Groceries
- Health/car/home and contents insurance
If you weren’t around to pay for all of these, who would?
With a number of different policies on the market, you can be assured that you will get exactly what you and your family need to suit your circumstances. As no two families are the same, you can pick and choose amounts and extras that suit you as an individual.
With insurance companies offering interim cover (accident only) as soon as an application is submitted, you can gain that extra piece of mind knowing that you and your family have that extra protection.
For more information on personal insurance or to discuss quotes contact a Homeloans accredited mortgage consultant today, or click here for a quote.