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Fixed interest rates

Below is a summary of our fixed interest rates for new business. Talk to a Homeloans accredited mortgage consultant for more on our rates or our home loan options.

Compare all home loans here.

Standard (full doc) home loans : Fixed rates

Home loan	1 years	2 years	3 years	4 years	5 years
Homeloans Ultra Plus	6.24%pa	6.39%pa	6.47%pa	6.98%pa	7.14%pa
comparison rate	6.80%pa	6.80%pa	6.82%pa	7.01%pa	7.12%pa
Homeloans Ultra Plus ≤ 75% LVR*	6.14%pa	6.29%pa	6.37%pa	6.88%pa	7.04%pa
comparison rate	6.79%pa	6.79%pa	6.80%pa	7.00%pa	7.08%pa
Homeloans Ultra	6.39%pa	6.54%pa	6.62%pa	7.13%pa	7.29%pa
comparison rate	6.60%pa	6.69%pa	6.71%pa	6.90%pa	7.02%pa
Homeloans Ultra ≤ 75% LVR*	6.29%pa	6.29%pa	6.29%pa	7.28%pa	7.34%pa
comparison rate	6.76%pa	6.75%pa	6.74%pa	7.09%pa	7.18%pa
Homeloans ProSmart	6.19%pa	6.09%pa	6.29%pa	7.19%pa	7.39%pa
comparison rate	6.47%pa	6.42%pa	6.45%pa	6.82%pa	6.94%pa
Homeloans MoniPower	6.38%pa	6.27%pa	6.44%pa	6.89%pa	7.09%pa
comparison rate	6.73%pa	6.68%pa	6.69%pa	6.83%pa	6.93%pa
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Lo Doc home loans : Fixed rates

Home loan	1 years	2 years	3 years	4 years	5 years
Homeloans Ultra Plus Lo Doc	6.76%pa	6.93%pa	7.03%pa	7.43%pa	7.59%pa
comparison rate	7.37%pa	7.45%pa	7.46%pa	7.59%pa	7.68%pa
Homeloans Ultra Plus Lo Doc ≤ 60% LVR*	6.56%pa	6.58%pa	6.60%pa	7.48%pa	7.54%pa
comparison rate	6.88%pa	6.89%pa	6.90%pa	7.23%pa	7.33%pa
Homeloans Ultra Lo Doc	6.86%pa	7.03%pa	7.13%pa	7.53%pa	7.69%pa
comparison rate	7.19%pa	7.27%pa	7.28%pa	7.42%pa	7.51%pa
Homeloans Ultra Lo Doc ≤ 60% LVR*	6.66%pa	6.68%pa	6.70%pa	7.58%pa	7.64%pa
comparison rate	6.98%pa	6.99%pa	7.00%pa	7.33%pa	7.43%pa
Homeloans MoniPower Lo Doc	7.84%pa	7.47%pa	7.64%pa	7.99%pa	8.19%pa
comparison rate	8.09%pa	8.03%pa	8.03%pa	8.12%pa	8.21%pa
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ProSmart Self Managed Super Fund : Fixed rates

Home loan	1 years	2 years	3 years	4 years	5 years
Homeloans ProSmart Self Managed Super Fund	6.59%pa	6.59%pa	6.79%pa	7.59%pa	7.79%pa
comparison rate	7.26%pa	7.20%pa	7.20%pa	7.62%pa	7.72%pa

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*Loan to valuation Ratio (LVR): This is the measure of the amount of the loan compared to the value of the property. For example, if you have borrowed $160,000 and your property is valued at $200,000, the LVR would be 80%. Rates shown for full-doc loans of ≤75% LVR apply to loan values of $200,000 and above. For loans of under $200,000 the >75% LVR rate applies.

Last updated on 11/05//2012

These rates are indicative only and may vary before your loan is settled. *The comparison rate is calculated on the basis of a loan of $150,000 over a term of twenty-five years.

Comparison Rate Schedule

Warning: This comparison rate applies only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.