Motor vehicle insurance
Cars cost money to buy, money to own, and money to run. So anywhere you can save deserves closer inspection.
With Homeloans’ Car Insurance, you can relax and enjoy the drive, knowing that should anything happen, you can be back on the road without major expense or hassles.
Check out this exclusive customer-only offer available on
QBE Insurance through Homeloans’ Customer Benefits program.
- $50 fuel voucher for all motor vehicle policies
To arrange your QBE insurance and take advantage of this great offer, call Homeloans’ insurance specialists on 1300 78 78 74, or arrange your policy online through Homeloans’ insurance system here and then call 1300 78 78 74 with your policy number to redeem your voucher. |
Competitive, convenient cover backed by QBE
Car Insurance is one of a comprehensive range of insurance solutions offered through our association with QBE Insurance.
Founded in 1886, QBE is one of Australia’s leading insurers. It’s
because of QBE’s experience, security and strength – as well as its
prompt, efficient and friendly claims service – that we’ve made it our
insurance provider.
This partnership enables us to deliver Homeloans customers quality
and value in insurance products, with the added convenience of having
everything under the same roof.
Cover Options
You have a range of cover options, depending on your own circumstances and those of others likely to drive your car.
Comprehensive
This policy provides complete cover, regardless of the number of
licensed drivers using the vehicle. It protects you against theft,
fire and damage to your car, as well as damage you may cause to another
person’s car or property.
Preferred Driver
If you’re a more experienced driver over the age of 24, and others under
24 won’t be driving the car, you can take out a full comprehensive
policy at a discounted price.
Nominated Driver
If there will be one main driver over the age of 21 and a second
nominated driver over the age of 19, this policy offers comprehensive
cover at a good value price.
Third Party Only
This provides cover for damage you may cause to another person’s car or
property, but does not cover your own car. Uninsured Driver Protection
Cover is included under this policy.
Third Party Fire & Theft
This is an extension of the Legal Liability Policy, which provides cover if your car is stolen or damaged due to fire.
A choice of Excess
Your excess is the initial amount you have to pay yourself if you make a
claim, and we offer variable excess. The higher the excess you choose,
the lower the premium you’ll pay.
For new cars, a new car replacement policy
Insure your brand new car with QBE within 2 years of purchase, and if
it’s written off within the first four years of ownership or 100,000kms,
it’ll be replaced with a new one (conditions apply).
A range of ways to save
With Homeloans there are various ways to enjoy discounts on your premium.
No claim bonus
If you’ve been claim-free for a period of 12 months upward, you may
qualify for a no-claim bonus of up to 60% off the base premium.
Car security discount
After market accessories like alarms and immobilisers may reduce the amount you pay.
Over 50s discount
If you’re a little older and more experienced, your premium will reflect the lower-risk nature of your demographic.
New car discount
If you’re taking on the expense of a brand new vehicle, you’ll appreciate this saving.
Easy to arrange, simple to claim
The convenience of having Car Insurance under the same roof as your
financial services isn’t the only way we make life easier. From making
your application to making a claim, Homeloans ensures things are as
straightforward as possible.
You can apply online or by phone. Flexible payment options include
fortnightly, monthly or annual direct debit, cash, cheque or credit card
payments (excluding American Express).
If you do need to make a claim, we won’t make you wade through
paperwork. QBE have a 24-hour emergency claims number, and in most
cases, you need just provide details over the phone.
Summary of Benefits
| Accidental loss or damage to your vehicle | Yes | No | No |
| Loss or damage caused by fire or theft | Yes | No | Yes |
| 14 day hire car following theft | Yes | No | No |
| Windscreen or window glass breakage cover option | Yes | No | No |
| 4 year new car replacement option | Yes | No | No |
| Repairs or replacement of single box trailer | Yes | No | No |
| Optional hire car after an accident | Yes | No | No |
| Emergency accommodation & transport costs | Yes | No | No |
| Cover for personal items damaged in an accident | Yes | No | No |
| Towing costs following loss or damage | Yes | No | No |
| Essential temporary repairs | Yes | No | No |
| Fatality cover | Yes | No | No |
| Legal liability when driving a substitute vehicle | Yes | Yes | Yes |
| Legal liability including bodily injury or death to another person (CTP gap cover) | Yes | Yes | Yes |
| Legal liability for damage caused by your passenger to another person's property | Yes | Yes | Yes |
| Legal liability for other people driving your vehicle | Yes | Yes | Yes |
| Legal cost incurred in relation to legal liability cover | Yes | Yes | Yes |
Download the Motor Vehicle product disclosure statement.
Important Note: Please view our Financial Services Guide here.
| IMPORTANT DISCLAIMER
Please note this guide is a summary only and policy conditions, limits
& exclusions apply. Agent for Insurer Homeloans Ltd ABN 55 095 034
003. Insurance is issued by QBE Insurance (Australia) Ltd, ABN 78 003
191 035 AFS Licence 239545. To decide if a policy is right for you
please carefully read the Product Disclosure Statement which is
available at the Homeloans Ltd or by phoning 1300 78 78 74. |  |
*These offers are only valid to Homeloans customers via the Homeloans Customer Benefits program. Call 1300 78 78 74 to arrange your QBE insurance, or arrange your policy online through Homeloans’ insurance system
here and then call 1300 78 78 74 with your policy number to redeem your voucher.