Split home loans
A split or combination home loan brings together the benefits of variable and fixed interest rates into a single home loan. This feature allows you to customise your home loan to reduce the effect of interest rate changes. The loan can be split in many ways, however a 60% variable and 40% fixed or 50/50 split is most common. If you need the security of a fixed rate home loan, but want the flexibility of a variable rate, then a split loan may be the answer. Homeloans offers a range of split home loan options.
Please contact Homeloans for more information about our rates or our home loan options.
Our Split Interest Rate Home Loans
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Homeloans Ultra Plus
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The Homeloans Ultra Plus home loan offers a discounted interest rate in return for an annual fee. More info.
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Homeloans Ultra
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The Homeloans Ultra is our 'no frills' home loan, offering a competitive interest rate and no ongoing fees. More info.
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Homeloans MoniPower
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The Homeloans MoniPower home loan is a fully featured loan for purchase, refinance or debt consolidation. More info.
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Homeloans ProSmart
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The Homeloans ProSmart is a basic home loan that offers an attractive rate and no ongoing fees. More info.
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Frequently Asked Questions
| What Will My Repayments Be? |
| How Much Can I Borrow? |
| Work out what your weekly, fortnightly or monthly mortgage repayments will be using varying loan amounts with the repayment calculator.
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| Enter your total income and expenses to find out how much you may be able to afford to borrow.
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Split Loan Calculator
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| Extra Repayment Calculator
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Use this tool to calculate your repayments and total interest under different fixed and variable rate scenarios.
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| Calculate the long term benefits of making extra repayments into you mortgage.
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