Line of credit home laons
A line of credit is a flexible transactional mortgage that allows you to access your funds through a variety of methods including credit card, cheque or EFTPOS.
A line of credit is a great option for those wishing to access the equity in their existing home for investment or other purposes such as renovations, a holiday or buying a car.
Lines of credit can also be great for debt minimisation. If you are responsible with your money you can have your salary directly deposited into the loan and use your credit card for day to day purchases. This card can then be swept to your line of credit before your interest free days expire.
Please contact Homeloans for more information about our rates or our home loan options.
Our Line of Credit (LOC) Options
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Homeloans Ultra Plus LOC
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The Homeloans Ultra Plus LOC is a fully featured line of credit offering a discounted interest rate in return for an annual fee. More info.
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Homeloans Ultra LOC
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The Homeloans Ultra LOC is a fully featured line of credit without an annual fee.
More info.
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Homeloans MoniPower LOC
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The Homeloans MoniPower LOC is ideal for eliminating debt as quickly as possible by making your money work smarter for you. More info.
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Homeloans ProSmart LOC
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The Homeloans ProSmart LOC is a traditional Line of Credit suitable for those who wish to reduce their debt as quickly as possible by crediting their salary to their home loan. More info.
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Frequently Asked Questions
| What Will My Repayments Be? |
| How Much Can I Borrow? |
| Work out what your weekly, fortnightly or monthly mortgage repayments will be using varying loan amounts with the repayment calculator.
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| Enter your total income and expenses to find out how much you may be able to afford to borrow.
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Split Loan Calculator
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| Extra Repayment Calculator
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Use this tool to calculate your repayments and total interest under different fixed and variable rate scenarios.
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| Calculate the long term benefits of making extra repayments into you mortgage.
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