Choosing a home loan
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Homeloans has been providing Australians with a refreshing alternative to the banks for their home finance since 1985. We specialise in home loans, and have a wide range of products to meet the needs of all types of customers, from first home buyers to investors.
We pride ourselves on our service, which has seen us win a number of industry awards and achieve customer satisfaction levels of over 97%.
As a benefit of having a Homeloans loan, our clients are entitled to our customer benefits program which provides a range of amazing offers from discounts on grocery shopping and fuel, to great deals on dining and entertainment.
With an Australia-wide presence, we can manage your finance needs via our network of dedicated loans consultants and satellite offices. Our customer services team will help you through all stages of the loan application process and be there for you throughout the life of the loan.
As we are listed on the Australian Stock Exchange, our customers and investors have the assurance that we are backed by nationwide strength and security. Being publicly listed also means we have to adhere to the ASX’s strict standards on reporting and transparency in the way we run our business.
Furthermore, we are a member of the MFAA, and live by the MFAA Code of Practice. This code ensures professional standards are set and maintained, and that we operate under ethical and fair business practices.
Homeloans is proud to be Carbon Conscious™, whereby a tree is planted for every Homeloans loan settled.
Contact Homeloans today. Please complete the below form to ask a question, get in touch with one of our staff or make an appointment.
*3-year fixed rates shown refer to Homeloans Ultra Plus Owner-Occupier loans where where up to 50% of the loan is fixed. For Ultra Plus 3-year fixed rates on investment loans or where more than 50% of the loan is fixed please refer to Homeloans Ultra & Ultra Plus interest rates.
^1 year fixed rates shown refer to owner occupied loans with principal & interest repayments. For investment and/or interest only loans please refer to Homeloans Optima interest rates.
+Base rate on Homeloans Optima variable rate loans applies to owner-occupier loans with principal & interest repayments, of $750,000 and above with LVR <=70%. Rate adjustments apply to other loans – please refer to Homeloans Optima interest rates. Base rate on Homeloans Ultra Plus variable rate loans applies to owner-occupier loans of $500,000 and above with LVR <=80%. Rate adjustments apply to other loans – please refer to Homeloans Ultra & Ultra Plus interest rates.
#Applies to standard loan submissions for new loans only. One standard valuation per application valued at up to $300 is provided free of charge and Application fee of $199 waived on Homeloans Ultra Plus, Optima, MoniPower and FlexiChoice Prime loans. Any non-standard valuations and additional valuations are at the cost of the borrower. Other fees and charges apply.
Interest rates on this site were updated on 31 August 2015. Rates shown apply to new business only and may vary before your loan is settled. Rates shown do not apply to all loan sizes, purposes, repayment types, scenarios or LVRs. Click on the loan name for more information. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms & conditions, fees, charges and credit criteria apply.