LoanZone Maintenance
We will be performing scheduled system maintenance from 8am to 5pm Saturday 27th July AEST. During this time, you will not be able to access statements or upload any documentation.
We apologise for any inconvenience.
Manage your home loan via web browser or our new mobile app!
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Manage your home loan via web browser or our new mobile app!
Smart, flexible and cost-effective loans
Owner occupied
Investment
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Owner Occupied
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Investment
Who is
homeloans.com.au?
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55,000+
Join over 55,000 savvy
customers
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$14bn+
Of current lending in Australia
and NZ
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35+yrs
Helping Australians achieve
financial success since 1985
Why choose
homeloans.com.au?
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Low rates
Super-competitive rates for the life of the loan for a range of borrower situations
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$0 homeloans.com.au fees
No Application, Ongoing or Exit fees*
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Fair Go Guarantee
We offer the same great rates to new and existing customers
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Fast, online process
Online process that lets you work at your own pace (even if that's real fast!)
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An amazing team
Australian-based Lending Specialists who provide a service that our customers rave about
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Help plant trees
Have your say on our community tree planting projects
Why our customers
love us
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homeloans.com.au just get it
As a very happy existing customer I get all the benefits of a new customer. All homeloans customers get the Fair Go guarantee, which means all customers get the same rate - new or existing. In the market for a home loan check you must consider homeloans.com.au.
GeorginaAwesome experience so far
What a fantastic gesture!, just received an email from homeloans.com.au to advise they are reducing the interest rate on our existing home loan by 0.25% and we didn't even ask! Simply because they have reduced the interest rate for the same mortgage product we have for their new customers. Treating existing customer as new customer. Wow!! Thanks homeloans.com.au we really appreciate and I'm sure other existing customers will be just as pleased.
Suneeth RThey dropped my rate
What a great surprise to find out they have dropped my rate. Great lender. Ever since I switched from St George Bank I have never been happier. Keep up the great work. Highly recommend this online bank.
Minh H
See all reviews here
How does it work?
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Submit
Provide us with your details using our quick, simple and secure process
Get Started -
Approve
We'll either approve your application or contact you to put on the finishing touches -
Finalise
You sign, we finalise! If it's a refinance we'll contact your current lender and make all the arrangements -
Settle
Congratulations! Your new loan settles and you're part of the homeloans.com.au family
Our team of Australian-based Lending Specialists are available to assist you, so if you need to talk to us at any stage throughout the process please don't hesitate to get in touch.
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Professional/prompt service
After having a disappointing
(unsuccessful) experience with my
local Mortgage Broker I cautiously (I’m
a boomer who prefers face to face
communication) commenced an online
home loan refinance application with
State Custodians…
Professional/prompt service
After having a disappointing
(unsuccessful) experience with my
local Mortgage Broker I cautiously (I’m
a boomer who prefers face to face
communication) commenced an online
home loan refinance application with
State Custodians…
Professional/prompt service
After having a disappointing
(unsuccessful) experience with my
local Mortgage Broker I cautiously (I’m
a boomer who prefers face to face
communication) commenced an online
home loan refinance application with
State Custodians…
-
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Here's the smart way that homeowners are freeing up funds to finance the trip of a lifetime
If you're a homeowner with equity in your property, the good news is that you may not need to tap into your savings to fund any upcoming travel.
Here’s the smart way that homeowners are freeing up funds to finance the interior design makeover of their dreams
If you're a homeowner with equity in your property, the good news is that you may not need to tap into your savings to fund your home renovation.
Eight tips to create a green home office
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Our loans
help the environment
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